Buying Gold Is A Good Investment Especially Considering The Current Volatile Economic Climate

Buying gold was and is always considered a wise investment. Those who might smirk at this statement can look at all the people who are smiling their way to the bank, reaping all the benefits and were least affected by the worlds financial state during the economic downturn.

When gold was previously bought for ornamentation, it was considered frivolous, but today, buying gold is considered as a wise investment. And why not, as gold is one metal that provides a good return on investment for the buyer, be it cash for gold, as jewellery for important occasions or as a bailout in a crisis.

The current financial crisis managed to erode a lot of peoples savings, especially those made in stocks and mutual funds. Even real estate didnt live up to the hype it was surrounded with. The only thing that bailed people out, especially when they wanted ready cash was gold. This is one of the main reasons for gold attracting the kind of money it has nowadays, with its valuation going up almost every hour. Any major or minor upheaval in the international markets has its direct effect on gold.

For investment purposes people, tend to buy gold bullion, in the form of gold bars, coins and gold sovereigns. These are sold both online and offline by a number of certified banks, financial institutions and government approved companies at current market prices. This ensures their quality as well as their authenticity.

In the US, the official bullion coin is the American Gold Eagle and it can be purchased and traded in, anywhere in America. It is made of pure gold with slight traces of silver, is durable and comes with a guarantee. One of the purest form of gold bullion is Canadas Gold Maple Leaf. It only has pure gold sourced from Canada, with no traces of any other metal. There are other countries like Switzerland and South Africa, who have official golf bullion of their own. These can be bought fully authenticated and offer a good re-sell value.

Recent studies have shown that the continuing socio-economic situation will continue to fuel the demand for gold. Most of it is in the form of jewellery but an increased trend on buying gold bullion, signifies its investment potential and its cash for gold strategy. There is an almost 52% to 80% increase in demand for gold year on year, especially by the Asian markets where gold also has a spiritual significance.

The World Gold Council has predicted the upward trend of gold in the coming years and expects the demand to be driven by certain factors; The global socio-economic status, together with uncertainty over the dollar value, European debt situation, global inflation and the volatile situation of the Middle East and Africa.

It would therefore be fair in advocating the buying of gold, which seems to be a commodity that is unstoppable in its current upward spiral.

Check, If You Are To Get The Financial Aid This Year

A lot of students want to get financial aid. It is quite clear why they want to get it. First of all, it is very rather satisfying to receive money that can cover your education. And to understand that they are given to you because of your outstanding abilities and knowledge.

There are a lot of ways of getting financial aid, as well as types of it. In this article we will tell you about the most popular types of financial aid. So here they are:

Scholarship. It is the most popular and widespread type of financial aid. Also it given more often and to biggest quantity of students (even for a designation of other kinds of the aid). Scholarships are paid in various forms, it can be either a sum of money or a check, or something like that The grant can be paid as periodically, as one time;
Grant. It is a onetime financial aid which is directed on the certain goal. As a rule, it provides competition to get it;
The grant for research work (Fellowship). it is the grant which implies that the students who received it must carry out some researching, trainings, etc;
Award. It is a rather small sum. It is paid one time for a winning any competition, and also for certain achievement in educational process or a social life of your alma mater.

As you can see, there are a lot of types of financial aid. Perhaps, you will try to deserve at least one of them. It is really great to be one of the students who receive financial aid. Try to be one of those who are marked with the aid. Besides, receiving financial aid because of your research work is also great, as this financial aid is paid by private funds and organizations, you can continue your research work being employed to the company which once paid financial aid for you.

New Global Economic Order After 2020

Whole word is eager to know about who will the global leader in term of economy after 2020? Will United States of America would be in position to continue as global economic powerhouse or not? If America is going to lose the reign of leadership then who will be the next leader? There are several questions is running all over the world. Different people have different opinion which are based upon several and different logics and conclusions. But at point all are agree and that is – axis of prosperity, development has been shifted from west to east. Days are gone when very fewer western countries decide the fate of global economic policies. One think tank, predicts that till 2020, emerging markets will dominate the economies. The most discernible shift in global power towards emerging market economies is expected to take place in 2017 when China will become the world’s largest economy. In his reports very clearly said that Emerging economies are driving global economic growth but advanced economies will retain a competitive advantage with higher per capita incomes and greater consumer market expenditure, while governments in developing countries face challenges in keeping up with the pace of economic growth. The three biggest emerging economies will account for around 30.0% of global GDP in PPP terms in 2020 compared to 23.5% in 2012 when there were just two emerging markets amongst the five largest economies –1. USA 2. China 3. India 4. Japan 5. Germany. The global economic downturn of 2008-2009 and the ensuing sovereign debt crisis have accelerated this trend as advanced economies were hit much harder through greater integration in global financial markets and larger fiscal imbalances and government debt. The consequential austerity drive across much of the developed world, especially in the euro zone, has resulted in low-growth, high-debt scenarios, long-term unemployment and underemployment. Economic growth in emerging and developing countries also slowed but the effects of the global downturn were not as acute and in 2013, emerging markets will overtake developed countries in their share of the global economy in PPP terms for the first time forecast is 51.0% of world GDP. One of the interesting figure is that among all those predictions and future saying is that It is china who is going to be global leader but due to big population weight, its per capita income will not match to the the number 2 economy that is America. The average value of Chinese per capita income would be 1/4th of USA’s per capita income. So may be over all GDP of China will cross the America’s GDP but per capita income will be lower than America’s per capita income.

Surviving the Coming Economic Collapse

The predictions of economic collapse are frightening. Many Americans are burying their heads in the sand. They say the collapse will never happen and that it is impossible. Even if it does not happen you need to be prepared.

Set Goals

Preparing for economic collapse can be time consuming and overwhelming. Start with a list of goals and break them up into manageable parts; daily, weekly and monthly. Get that in order and everything else will fall in line.

Have a survival strategy

Like setting goals, you need a written survival strategy. Take stock of your supplies, know where you will go when the collapse happens if you cannot stay in your home and gather a community around you who agree to work toward the same goals.

Start converting your money

When the economy collapses, banks will close and you will not have any access to funds for an undetermined amount of time. Start accumulating silver and gold and put it in a safe inside your home. These metals will not go down in value while the dollar collapses and when a new currency is created or the dollar comes back, you will have all of your money on hand.

Get your supplies in order and secure them

The supplies you need do not only include food, water and shelter. You will need a radio, batteries and alternative sources of energy. Whatever you collect needs to go into a central location that is under lock and key at all times. Do not let anyone invade that secure space. Have a number of books on hand

No one knows how to do everything. Start getting books now that will help you survive in the future. First Aid books should be the first thing on your list. After that, get books on alternative energy sources, gardening, identifying medicinal and edible plants, cooking from scratch and more. You need to learn how to live off of basic things that are not pre-packaged.

Grab and go supplies

If you get through the economic collapse and are well stocked, you still have to be ready for unpredictable situations. Get packs ready for everyone in your family in case you have to vacate your home quickly. Include anything you can from the above suggestions in smaller quantities to be prepared. Another thing that will help you is a personalized first aid kit with basics as well as any personal medications you may need.

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What Does Personal Watercraft (pwc) Insurance Actually Cover

What does a personal watercraft (PWC) insurance policy actually cover? This is a good question. Insurance is sometimes a vague and confusing world. Deductibles, co pays and other issues make insuring anything confusing. Hopefully, we can clear up what a common personal watercraft insurance policy will cover.

A personal watercraft (PWC) policy typically insures you against many common liability losses regardless of whether you operate it yourself or loan it to another person. In situations like these, you may be covered for things like damage to another craft or dock; bodily injury or death to another person due to your negligence; the negligence of another driver while using your watercraft, towed water skiers; wake boarders or knee boarders who are injured while attached to your watercraft; physical damage to the machinery, hull and equipment; an injury to you caused by an uninsured watercraft driver; and even towing assistance if you break down on the water.

Some things are NOT covered. These are important and you should ensure that you understand that these exclusions can cause you all kinds of headaches if accidents or theft occur. Exclusions to most insurance policies include a watercraft that has been customized to increase speed or performance, operation of a watercraft after dark, and operating a watercraft without a valid drivers license.

Because insurance needs differ depending on the type of watercraft you own, read the details in your policy to see what is covered and what is specifically excluded. This is something most people dont do and some will pay for this down the road. Dont let it happen to you.

While the official definition of a personal watercraft (PWC) varies from state to state, there are two common types: a standup and a sit-down. The stand-up type allows for one rider that either stands or kneels on the watercraft, as opposed to sits. Typical brands of stand-up watercrafts include Kawasaki and Yamaha. The sit-down types, which allow the rider to sit or stand, can usually carry 24 people and often have the ability to tow skiers and wake boarders. Sea-Doo and WaveRunner are two common brands of sitdown watercraft.

The bottom line is to remember to understand your personal watercraft (PWC) policy. If you have any questions or concerns, contact your insurance agent and get clarification. It could save you money in the long run.

Have fun!

Business Development And Opportunities In Indian Oil Corporation

Oil and Gas industry in India has its own importance in the economy of the country. The industry meets almost half the demand for energy in country. India has strong resource and business environment which makes it a major player in Asian oil market. The increasing refining capacity of the country is set to make it one the most important players in the export of petroleum products in Asia. The demand of petroleum and gas products is expected to rise in India for upcoming years. The domestic production for oil and gas is also expected to grow; leading to the opening of business opportunities in the sector.

The major players in Oil and Natural gas in India are: Oil India Limited, Oil and Natural Gas Commission, Indian Oil Corporation, Hindustan Petroleum Corporation Limited, Bharat Petroleum, Gas Authority of India and Reliance Energy Limited.

Indian Oil Corporation Limited

Indian Oil is Indias flagship national oil and natural gas company. It is one the top Indian corporate company featuring in Fortune Global 500 listing. One of the largest commercial enterprises in India, IOCL is having its registered office in Mumbai, India. Indian Oil Corporation Limited operates the largest and widest network of fuel satiations in the country.

Indian Oil Corporation Limited deals in variety of products related to Oil and Natural Gas, the high range of IOCL products covers petrol, diesel, LPG, auto LPG, Jet fuel, Lubricants, aviation turbine fuel, naphtha, bitumen, paraffin, kerosene etc. The prime brands of the company are: Indane LPG, SERVO Lubricants, Autogas LPG, Xtra-Premium Branded Petrol and Xtra-Mile Branded Diesel.

At Indian Oil the business operations revolve around the refineries, pipelines, marketing, research and development, exploration and production, petrochemicals and natural gas. IOCL is having the major share in aviation fuel sector and successfully servicing the demand of domestic and international, private air lines. IOCL aims to maintain its position as the market leader and thus have maintained world class research and development center. The overseas portfolio of the company includes ten blocks spread across the countries like Libya, Iran, Gabon, Nigeria Timor-Leste and Yemen. Indian Oil Corporation has the largest captive plantation for bio fuel production in India.

Finding Business Opportunities with the Company

As per the current trend most of the business deals and supplies done through the corporate business tenders. The tenders and procurements notice for various services and product supplies are floated by the company time and again.

Indiamart, the leading web portal of tender and notification information brings you the latest tender information of IOCL tenders. Our large data base with refined and quality information, allows you to browse through the latest list of tenders and notification floated by Indian Oil Corporation Limited. Access and the latest business tenders and procurement notice of IOCL at Indiamart and drive your way to business success, with one of Indias leading company in Oil and Natural Gas sector.